CD/Savings Rates


Savings Rates - Effective Wednesday, October 29, 2008
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Regular Shares1.000%0.000% - 1.010%$5.00$25.00
Regular Shares1.250%0.000% - 1.260%$5.00$15,000.00
Share Drafts0.750%0.000% - 0.750%$0.00$25.00
Christmas Club1.000%0.000% - 1.000%$0.00$0.00
Traditional Ira Shrs3.000%0.000% - 3.040%$0.00$0.00
Roth Ira Shares3.000%0.000% - 3.040%$0.00$0.00
Sub Shares1.000%0.000% - 1.010%$0.00$25.00
Sub Shares1.250%0.000% - 1.260%$0.00$15,000.00

Rates vary based on availability and qualification. Fees may reduce earnings. Rate may change after the account is opened.

CD Rates - Effective Friday, November 21, 2008
Certificate TermAPRAPYMinimum Deposit
6 Month Min $ 1,0002.500%2.530%$1,000.00
12 Month Min $ 1,0004.000%4.070%$1,000.00
18 Month Min $ 1,0003.750%3.820%$1,000.00
24 Month Min $ 1,0004.000%4.070%$1,000.00
36 Month Min $ 1,0004.250%4.330%$1,000.00
48 Month Min $ 1,0003.750%3.820%$1,000.00
60 Month Min $ 1,0003.750%3.820%$1,000.00
24 Month Min $5002.700%2.730%$500.00

Rates vary based on availability and qualification. Penalty for early withdrawals.